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<h1 style="text-align: center;">the 8 top tech trends of 2015</h1>
<h2>[WHAT]</h2>
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<li>]&nbsp;Chris Pash @businessinsider.com australia - Deloitte release's it top tech trends for 2015</li>
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<h2>[WHY]</h2>
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<li>]&nbsp;eight trends which will disrupt the ways government and business engage with citizens, how work gets done and how markets and industries evolve.</li>
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<h2>[WHERE]</h2>
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<li><strong>] READ THE FULL ARTICLE</strong></li>
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<li>] <a href="http://www.businessinsider.com/the-top-8-tech-trends-for-2015-2015-3">http://www.businessinsider.com/the-top-8-tech-trends-for-2015-2015-3</a></li>
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<h2>[WHEN]</h2>
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<li><strong>] 2015-03-11</strong></li>
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<h2>[EXAMPLE]</h2>
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<li>Deloitte has launched its Tech Trends, the fusion of business and IT, analysis for 2015. Robert Hillard, Deloitte's Australia consulting managing partner, says there are eight trends which will disrupt the ways government and business engage with citizens, how work gets done and how markets and industries evolve.</li>
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<li><strong>CIO as cheif integration officer - </strong>It&rsquo;s now difficult to separate business strategy from technology; &ldquo;CIOs need to harness emerging disruptive technologies for the business while balancing future needs with today&rsquo;s operational realities,&rdquo;</li>
<li><strong>API economy -</strong> APIs are off the shelf and <em>have become business drivers.</em> &ldquo;An organisation&rsquo;s core assets can be reused, shared, and monetised through APIs that can extend the reach of existing services or provide new revenue streams. EXAMPLE Entrenched players in financial services are exploring open banking platforms that unbundle payment, credit, investment, loyalty and loan services to compete with new entrants such as PayPal, Billtrust, Tilt, and Amazon that are riding API-driven services into the payment industry.&rdquo;</li>
<li><strong>Ambient computing</strong> - putting the IOT to work</li>
<li><strong>Dimensional marketing</strong> - They are marketing to individuals and their social networks. Indeed, marketing itself has shifted from the broadcast of messages to engagement in conversations, and now to the ability to predict and rapidly respond to individual requests</li>
<li><strong>Software defined everything - </strong>&ldquo;The data centre of the future represents the potential for not only lowering costs, but also dramatically improving speeds and reducing the complexity of provisioning, deploying, and maintaining technology footprints.&rdquo; Processing and storage will be moved as close to the end user as possible, to reduce system<strong> <br /></strong></li>
<li><strong>core renaisance - </strong>This is about core systems, both built and bought. These assets form the foundation for growth.</li>
<li><strong>amplified intelligence -</strong> The rise of the machines? This will threaten jobs but there are new roles emerging to replace those lost. Artificial intelligence is real, amplifying effective decision making. Examples include automatically analysing web traffic to predict the spread of a human virus, as people look up symptoms online</li>
<li><strong>IT worker of the future -</strong>&nbsp; Where to find that talent? Deloitte says the old skilled work force is retiring and companies are scrambling for skills in the latest emerging, disruptive technologies. &ldquo;To tackle these challenges, <strong>companies will likely need to cultivate a new species &mdash; the IT worker of the future</strong> &mdash; with habits, incentives, and skills that are inherently different from those in play today. By 2025, about 75% of workers will be millennials, those born after 1983. By 2020, retiring baby boomers are expected to leave 31 million positions open.</li>
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<li>Business Insider/Alyson Shontell"CIOs need to harness emerging disruptive technologies for the business while balancing future needs with today's operational realities," says Deloitte.</li>
<li>&nbsp;"Translating these possibilities into business impact requires focus," says Deloitte, identifying a "Need to purposefully bring smarter 'things' together with analytics, security, data, and integration platforms".</li>
<li>Deloitte says: "Many organisations are modernising systems to pay down technical debt, re-platforming solutions to remove barriers to scale and performance, and extending their legacy infrastructures to fuel innovative new services and offerings." On average, 80% of time, energy and budgets are consumed by the care and feeding of the existing IT stack, according to Deloitte.</li>
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<h2>[HOW-TO]</h2>
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<h2>[REFERENCE]</h2>
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<h1 style="text-align: center;">&nbsp;</h1>

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